Normally any lender, such as a bank, that you approach for funding for your new business will want to see that you have invested some money in the project yourself. This may be in the form of:
- selling an existing house and/or business to finance at least some of the purchase price of a new property
- committing a lump sum that you expect to receive - for example, repayment of pension contributions on leaving employment
- the sale of a non-business asset
Enter in the cash flow the amount of money you will put into the business, in the months when you'll need it or expect to receive it.