Industry sector:

Care home: Capital introduced


Normally any lender such as a bank that you approach for funding for your new care home business will want to see that you have invested some money in the venture yourself.

This might include:

  • the sale of your own house (many independent care home premises include living quarters for the proprietor and their family)
  • savings
  • a lump sum that you expect to receive - for example, repayment of pension contributions on leaving employment, or a redundancy payment
  • the sale of a non-business asset other than your house

Enter in the cash flow the amount of money you will put into the business, in the months when you'll need it or expect to receive it.