Normally any lender, such as a bank, that you approach for funding for your new business will want to see that you have invested some money in the project yourself.
This might include:
- a lump sum that you expect to receive - for example, repayment of pension contributions on leaving employment or the sale of a previous business
- the sale of a non-business asset
Enter in the cash flow the amount of money you will put into the business, in the months when you'll need it or expect to receive it.