When you start up in business you will need insurance cover. Contact an insurer and explain exactly how your business will operate. They will then be able to recommend what cover you should have. This might include:
- hire and reward motor insurance for your limousines
- employer's liability
- public liability
- premises and premises contents
- business interruption
- personal cover - accident and injury, loss of earnings and so on
Premiums may be paid in a lump or they may be paid in instalments. Your insurer will be able to advise you of the amounts due - enter them in the months when you will pay them.